Low-Interest Federal Disaster Loans

Low-interest federal disaster loans are available to businesses of all sizes, most private nonprofit organizations, homeowners and renters in Oakland whose property was damaged or destroyed during the demonstrations that began May 26, 2020.

Posted: July 29th, 2020 5:23 PM

Last Updated: January 20th, 2021 7:49 PM

Business and Nonprofit Loans

For small businesses, small agricultural cooperatives, small businesses engaged in aquaculture and most private nonprofit organizations of any size, SBA offers Economic Injury Disaster Loans to help meet working capital needs caused by the disaster. Economic injury assistance is available regardless of whether the business suffered any property damage.

Interest rates can be as low as 3% for businesses and 2.75% for private nonprofit organizations with terms up to 30 years. Loan amounts and terms are set by SBA and are based on each applicant’s financial condition.

The filing deadline for Economic Injury Disaster Loans is March 17, 2021.

How to Apply

Apply online, find additional disaster assistance information and download applications at https://disasterloanassistance.sba.gov/.

Call SBA’s Customer Service Center at (800) 659-2955 or email disastercustomerservice@sba.gov for more information on SBA disaster assistance. Individuals who are deaf or hard‑of‑hearing may call (800) 877-8339.

Completed paper applications should be mailed to:
U.S. Small Business Administration
Processing and Disbursement Center
14925 Kingsport Road
Fort Worth, TX 76155


  • March 17, 2021, for economic injury loans

Need Assistance

For answers to questions about SBA’s disaster loan program, explanation of the application process and help completing their electronic loan application, SBA has established a Virtual Disaster Loan Outreach Center.

Mondays to Fridays, 8 a.m. to 4:30 p.m.

(916) 735-1500

These services are only available for the California disaster declaration as a result of the civil unrest that began May 26, 2020, and not for COVID-19 related assistance.