Targeted and Supplemental Targeted EIDL Advances

March’s American Rescue Plan Act included additional aid for small businesses, including Economic Injury Disaster Loan (EIDL) advances for those located in low-income areas. These "advances" are similar to grants, and do not need to be repaid.

Posted: June 29th, 2021 1:23 PM

Last Updated: April 26th, 2022 9:21 AM

The Targeted EIDL Advance provides funds of up to $10,000 to businesses and nonprofits located in a low-income area that suffered a reduction in revenue of greater than 30 percent and have 300 or fewer employees. Check this map to see if you are in a low-income area. Much of Oakland below I-580 qualifies as a low-income area.

The Targeted EIDL Advance will remain available until December 31, 2021, however, the SBA strongly encourages eligible small businesses to apply for the $5,000 Supplemental Targeted Advances by December 10, 2021.

The Supplemental Targeted EIDL Advance provides a supplemental payment of $5,000 for businesses and nonprofits located in a low-income community that suffered a reduction in revenue of greater than 50 percent and have 10 or fewer employees. The Supplemental Targeted Advance can be combined with the original EIDL and/or Targeted EIDL Advance for a total of up to $15,000.

If you have not previously applied for the EIDL, you should apply now. You do not have to qualify for or accept the loan in order to receive the advances. These advances do not need to be repaid.

Those that previously applied for an EIDL loan should have been contacted directly by the SBA with details on these two advances. If you cannot find your invitation email, you can contact SBA’s Disaster Customer Service Center at 1-800-659-2955 (TTY 1-800-877-8339) or by email at to request a new invite (be sure to include your original application submission number).

Business owners who are U.S. citizens, noncitizen nationals or qualified aliens (i.e., permanent residents, asylum recipients and refugees) are eligible. See pages 171-174 in SBA Disaster Assistance Program manual for additional details.

SBA Instructions in Multiple Languages

While the applications must be submitted in English, the SBA provides documents in different languages to help you understand eligibility requirements, fill out applications, and answer frequently asked questions.

Ongoing Assistance from Community Partners

The following partners are helping Oakland small businesses apply for EIDL.

1470 Fruitvale Ave, Suite 5
Oakland, CA 94601
Languages: English and Spanish
Drop-Ins Welcome
(510) 532- 5240

COVID-19 Resource Page

Alliance for Community Development
CA Relief Grant Application Support intake form

Check our webinars page for upcoming support sessions.

Documents/Resources Needed when Applying

Visit this web page on documents and information you will want on-hand when applying for the EIDL.

Apply for EIDL Loan and Advance